Smart dashboard
See your real balance, what is safe to spend today, and where the month is heading — the moment you open the app.
Coming soon to iPhone and Android
Plan.
Save.
Grow.
The financial planner that turns your income into goals you actually reach — budgets that nudge you before you overspend, savings you can watch grow, and a clear picture of where the money actually went.
- No bank login
- No ads, ever
- Face ID lock
Good evening
Alex
A
Safe to spend today
$0.60
Recent
Groceries
Supermarket · Today−$34.20
Salary
Payroll · Mon+$2,400
Fuel
Station · Sun−$62.00
This month
Budgets
Food$120 / $180
Fuel$170 / $200
Fun$20 / $150
Subscriptions$44 / $60
You are close to your Fuel limit — $30 left for 9 days.
Saving for
Goals
Saved this month
$0
Emergency fund$3,600 / $5,000
Japan trip$1,230 / $3,000
New laptop$320 / $1,800
Keep $85 a week and the emergency fund is done by October.
Bank-gradeencryption in transit
Face IDapp lock built in
Zeroads or trackers
Your datastays yours
Everything in one place
Money management that
actually fits your month
No spreadsheets. No guessing. Just a clear picture of what you have, what is coming, and what you are saving for.
Budgets that nudge
Set limits for food, fuel and fun. ExpertMoney warns you before you overspend — not after the damage is done.
Savings goals
From an emergency fund to a dream trip — set a target, get a weekly pace, and watch the progress bar fill.
All your accounts
Cards, cash, savings and credits in one wallet. Add recurring payments once and never be surprised by a direct debit again.
Reports that make sense
Month-by-month charts and category breakdowns that show exactly where the money went — no accounting degree required.
Private by design
Lock the app behind Face ID, blur your balances in public with Privacy Mode, and delete everything whenever you want.
Three minutes to set up
From install to a plan
that runs itself
01
Tell us your income
Salary, freelance work, anything that comes in. One screen, no bank login required.
02
Add your fixed costs
Rent, subscriptions, credits. ExpertMoney works out what is genuinely left over each month.
03
Pick a goal
Emergency fund, a trip, a car. We split it into a weekly pace you can actually keep.
Budgets
Know you are fine
before you spend
Most apps tell you what you already lost. ExpertMoney does the maths forward: it takes your fixed costs and goals off the top, then tells you what is genuinely safe to spend today.
- Category limits for food, fuel, fun and more
- Early warnings when a category is running hot
- A daily safe-to-spend figure that updates as you go
March budget78% used
Food$120 / $180
Fuel$170 / $200
Fun$20 / $150
Transport$38 / $90
Slow down on Fuel — $30 left for 9 days.
Goals
Every goal gets
a weekly pace
A target with no plan is a wish. Give ExpertMoney the amount and the deadline and it works backwards into a number you can hit every week — then keeps score for you.
- Emergency fund, holidays, a deposit — as many as you like
- Progress that updates automatically from your accounts
- See the finish date move when you save extra
Your goals3 active
72%
Emergency fund
$3,600 of $5,000 $85 / week · done by Oct
41%
Japan trip
$1,230 of $3,000 $60 / week · done by Jun
18%
New laptop
$320 of $1,800 $40 / week · done by DecReports
See exactly where
the month went
Every transaction rolls up into charts you can actually read. Compare months side by side, spot the category that quietly grew, and catch a bad habit while it is still small.
- Income against spending, month by month
- Category breakdown with the share of your total
- History you can filter and search at any time
Last 6 monthsSpending
Oct
Nov
Dec
Jan
Feb
Mar
Food & groceries
34%
Transport & fuel
23%
Home & bills
28%
Everything else
15%
Security
Your finances,
nobody else's business
Financial data is the most sensitive thing on your phone. We treat it that way.
Face ID / Touch ID lock
The app locks itself the moment you switch away. Nobody opens it but you.
Privacy Mode
One tap blurs every balance on screen — for the bus, the office, or a nosy friend.
Isolated by account
Server rules make your records readable only by you. Not by other users. Not by us.
Delete everything
Erase your account and every record it holds from inside the app, whenever you want.
FAQ
Questions, answered
No. ExpertMoney works entirely from what you enter — income, costs and transactions. There is no bank login, no screen-scraping, and no third party sitting between you and your money.
Your records are stored against your account and server-side rules make them readable only by you. The app itself can be locked behind Face ID, and Privacy Mode hides your balances on screen. You can delete your account and all of its data from inside the app.
Yes. You pick your currency during setup and every screen follows it.
Yes. ExpertMoney is built from a single codebase for both platforms, so the features and your data are identical wherever you sign in.
It stays in your account until you decide otherwise. Whenever you want it gone, Delete Account in the Profile screen removes your account and the records attached to it permanently.
Your money already has
a plan. Make it yours.
Set up in three minutes. No bank login, no ads, no spreadsheets.
Coming soon toApp Store
Coming soon toGoogle Play